For insurers and carriers
Health intelligence layer for insurers and carriers
Reduce costs and win more business with GoJoe’s technology.
Steer every member to the right care at the right time, and keep them active between claims. GoJoe gives you the pathways, the member experience and the hard infrastructure underneath, as a GoJoe-native partnership, through our API, or white-label in your brand.
GoJoe is the AI-powered health intelligence platform for global enterprise. For insurers and carriers it works as a health intelligence layer: benefits navigation, wellness incentive and credit management, health risk assessments, rewards and team challenges in one system, plugged into your products through a native partnership, our API or a white-label build, and used in 180+ countries.
GoJoe is deployed in 180+ countries.
67% of users reported better health while remaining productive at work.
El reto
Members only hear from you at claim time.
Engagement between claims is rare, and it is where health is won or lost.
Low member engagement
Apps and portals see a launch spike, then silence.
Benefits left unused
Members do not use the cover and services they already have.
Little behavioral insight
You see claims, not the behaviors that come before them.
Steerage and pathways
Steer members to the right care, before the claim.
Nightingale, GoJoe's benefit navigation AI, turns everyday moments into the next right step, and routes each member to the cover, services and pathways you choose.
01
Spot the moment
A health assessment result, a change in activity or a question asked in the app shows what a member needs.
02
Route to the right place
Nightingale points each member to the right cover, service or pathway, from screening and coaching to your own integrated pathways.
03
Make it easy to act
Pathways open inside the experience members already use, in their language, with points for the steps that matter if you choose.
04
Keep them coming back
Challenges, journeys and rewards bring members back between claims, so the next nudge lands.
See which pathways get used, aggregated and de-identified, in the Performance Hub. Meet Nightingale →
How GoJoe helps
Four reasons insurers partner with GoJoe.
Steerage, differentiation, data and distribution.
Spend smarter
Steer members to the right care.
Nightingale, GoJoe's benefit navigation AI, routes each member to the right cover, service or pathway at the right time, including your own integrated pathways. And one platform replaces building challenges, rewards, incentives and navigation separately.
Nightingale →
Perform better
Win business and keep it.
Insurance is commoditized and margins are thin, and a new app no longer sets you apart: front ends are quick to copy. A proven platform underneath gives your products a reason to be chosen and renewed, and gives brokers, consultants and intermediaries the member data they ask for.
Challenges →
Know more
Richer data than steps.
Wearable data such as sleep, HRV and VO2 max, alongside activity, aggregated and de-identified across your book. If you are exploring prevention, longevity or behavioral underwriting, talk to us about what consented member data could support, by separate agreement.
Workforce insight →
Perform better
Any channel, any country.
A flexible D2C and B2B product that works in retail, bancassurance, group and partner channels, in your brand or ours. GoJoe is deployed in 180+ countries and 50+ languages.
Built to run, not just to launch
Anyone can build an app now. Few can run one at scale.
AI has made front ends quick and cheap to build. What takes years is everything underneath: the compliance, security, infrastructure, support and health data a regulated insurer needs from day one.
Compliance
GDPR compliant and HIPAA-aligned, and GoJoe signs Business Associate Agreements (BAAs) with US health plans.
Security
ISO 27001 certified, with annual independent penetration testing. GoJoe has never failed an enterprise security review.
Performance and infrastructure
Built for mass participation and deployed in 180+ countries, with offline logging for members on the move.
Ayuda
24/7 end-user support in 50+ languages, so your service teams are not the help desk.
Health data
80+ activity types and wearable data such as sleep, HRV and VO2 max, aggregated and de-identified, with a minimum group size of 25.
AI and integration
An API with MCP support, plus AI fair play checks and reporting summaries already live, so your teams build on GoJoe instead of rebuilding it.
Your brand on the front. GoJoe underneath. How GoJoe handles data →
Ways to partner
Choose how GoJoe fits your products.
Three ways to work with GoJoe, from a native partnership to a fully custom build. All three are live today.
GoJoe-native partnership
GoJoe as the product your business differentiates with. Your references, products and services sit inside the GoJoe experience, with links straight to them.
Build on our API
A custom build on GoJoe’s infrastructure: behavioral nudges, rewards, incentives, challenges, languages, and our AI and MCP capabilities, with enterprise-grade security.
Marca blanca
A custom product we build for you, in your brand, for members or employer clients.
Not sure which fits your market? Talk to partnerships and we will map the options to your products and channels.
Questions
What insurers ask us.
¿Qué es GoJoe?
GoJoe is the AI-powered health intelligence platform that helps global enterprises know their people better, get more from the benefits they already fund, and build a healthier workforce in every country they operate in. It is a corporate wellness platform that combines benefits navigation, wellness incentive and credit management, health risk assessments, rewards and team challenges in one system, used in 180+ countries.
Can GoJoe run under our brand?
Yes. White-label is one of three models: a GoJoe-native partnership, a custom build on our API, or a white-label product we build for you in your brand.
What data do we see?
Aggregated, de-identified activity insight across your book. If you are exploring prevention, longevity or behavioral underwriting programs, talk to us about what consented member data could support, by separate agreement and where regulation permits. GoJoe never sells user data.
Which markets do you cover?
GoJoe is deployed in 180+ countries, with local languages and rewards.
How does GoJoe steer members to the right care?
Nightingale, GoJoe's benefit navigation AI, routes each member to the right cover, service or pathway at the right time, including your own integrated pathways. Challenges, journeys and rewards keep members coming back between claims, and you see which pathways get used in aggregated, de-identified reporting.
Why not build our own member app?
Front ends are now quick to build. The hard part is running one: compliance, security, infrastructure at scale, 24/7 support in 50+ languages, and health data from 80+ activity types and leading wearables. GoJoe provides all of that underneath your brand, as a GoJoe-native partnership, through our API or as white-label.
Grow your book with GoJoe’s technology.
Reduce costs, win more business and keep it. Talk to partnerships about native, API and white-label options.